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Travel Life & Medical Protection for Trips Near or Far

Travel plans aren’t one-size-fits-all. Use this quick overview to decide what you may need before you go—and then compare options in the tabs below.

Travel Medical Insurance

Short-term medical coverage for trips outside your home country. Typically covers emergency accidents and illnesses, urgent care, ER, hospital stays, medical evacuation, and repatriation. Ideal when your domestic plan offers little or no coverage abroad.

Usually priced per day of travel and per traveler, with choices for deductibles and maximum benefit levels.

Travel Insurance (Trip Protection)

Protecting your trip cost is the focus of this plan, with medical typically secondary. Common features include trip cancellation/interruption, trip delay, baggage loss/delay, and emergency medical and evacuation coverage. Ideal for prepaid, non-refundable travel expenses.

Look for covered reasons and benefit limits that match your itinerary value.

Flight Accident Insurance

A low-cost, high-limit accidental death & dismemberment (AD&D) benefit tied to air travel. Pays a lump sum for covered in-flight accidents. Not a substitute for life insurance, but a focused add-on for frequent flyers or high-value trips.

Often purchased per trip or as an annual plan for frequent travelers.

International Health Insurance

Longer-term, more comprehensive health coverage for living, working, or studying abroad (expats, international students, extended assignments). Works more like a traditional major medical plan with preventive care options, Rx, maternity add-ons, and broad global networks.

Typically issued for 6–12 months (renewable) with tiered benefits and provider access across countries.

  • Travel Medical
  • Travel Insurance
  • Flight Accident
  • International Health

Travel Medical Insurance

Emergency accident/illness coverage, ER and hospital benefits, medical evacuation, and repatriation while you’re abroad. Choose your deductible and max benefit to fit your risk and budget.

Travel Insurance (Trip Protection)

Protect prepaid trip costs against covered cancellations, interruptions, delays, and baggage issues—plus limited emergency medical/evac benefits. Ideal for cruises, tours, and non-refundable bookings.

Flight Accident Insurance

Focused AD&D coverage for air travel—provides a lump-sum benefit for covered in-flight accidents. A simple, affordable add-on for frequent flyers or high-stakes business travel.

International Health Insurance

Comprehensive, longer-term medical coverage for expats, students, and international workers—often including preventive care, specialist visits, prescriptions, and optional maternity benefits with worldwide provider access.